Equipsme sits between traditional private medical insurance and a health cash plan and is often called ‘the middle ground’, providing simple, practical plans at prices designed to be cost effective.
Depending on the plan chosen you can access everyday health support and wellbeing perks, as well as fast access to private specialist diagnosis and private hospital treatment, to help get you back on your feet.
The lower cost means Equipsme health insurance plans don’t have all the bells and whistles of traditional private medical insurance plans, but they do behave more like health insurance than a cash plan. Equipsme plans don’t cover everything. One key exclusion is cancer treatment. Instead, we focus on early diagnosis (essential in tackling cancers effectively) and people go back to the NHS for surgery and therapy.
Another exclusion is for any symptoms, medical advice, treatment or condition someone has had in the three years before cover starts. It’s a bit like home insurance. You can’t buy insurance for your house after it has already flooded or caught fire, but you can buy it to protect from future unforeseen risks. For more information about our exclusions please visit – Plan exclusions.
