Brilliant benefits

Equipsme plan benefits are backed and delivered by some of the biggest and most well‑respected organisations in the healthcare field, so you really know you’re in safe hands. Click on the benefit icons below for details.

Best Group Healthcare 2023 Finalist


Best Group Healthcare 2022 Finalist


Best Cover Provider 2022 Finalist


Outstanding Innovation - Health 2021 Highly Commended


Best Group Health Insurance
2020 Winner


Insurtech Start-up Award
2020 Winner


Best New Product
2019 Winner

24/7 GP Access

Provided by Health Hero

Our 24/7 GP support service is provided by the UK’s leading provider – HealthHero – who have over 20 years’ experience in providing patients with access to doctors remotely (link to service provider page).

If you are not feeling your best, simply give HealthHero a call anytime to book a GP consultation. If medication is prescribed, you can pay for them to organise for a private prescription to be delivered to your home, work or local pharmacy.

Plan levels 3, 2 and 1 also include an ‘Open Referral’. This means if the GP thinks you need a referral onto a specialist all you have to do is share the open referral letter with AXA Health, who will confirm if you are covered and then help organise the referral to a private specialist at a convenient location and time.

24/7 Nurse Helpline

Provided by AXA Health

All levels of the Plan include a private nurse helpline and telephone support if you have a heart or cancer condition. Levels 1, 2 and 3 also include a Second Opinion service, if you’re not getting the answers you need from your current private specialist.

These are provided by AXA Health and offer 24/7 support to Equipsme members.

Health Checks

Provided by Thriva

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across all levels and on Levels 1, 2 and 3 they get an annual blood test for:
• Vitamin D (Levels 1, 2, 3)
• Cholesterol (Levels 1 and 2)
• Diabetes (Level 1)

We also encourage members to monitor their health and to extend their health checks with a discount of 20% on further Thriva purchases.

Physio Sessions

Provided by AXA Health

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA Health who help arrange and pay for covered sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions. If you need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on GP Plus and Level 3, increasing up to 8 sessions at Level 2 and no yearly limit at Level 1.

Diagnosis Cover

Provided by AXA Health

Diagnosis cover is offered on Levels 3, 2 and 1 of Equipsme. This includes specialist consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA Health and there is no excess to pay on Levels 1 and 3 and a small Excess of £150 on Level 2.

Specialist diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA Health who will check that your condition is covered and then organise your referral onto one of their approved Specialists.

Tests & Scans

Provided by AXA Health

Levels 1, 2, and 3 of the Plan include Diagnosis cover which includes MRI and CT scans. There is no yearly limit on on specialist referred diagnostic tests, MRI scans, XRays and CT scans inc. up to cancer diagnosis.

All approved bills are settled by AXA Health. As long as medically necessary, not a pre-existing condition and authorised by AXA Health.

Fast track booking to save time and hassle.

Hospital Treatment

Provided by AXA Health

Levels 2 and 1 of the Plan include Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA Health approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is an excess of £150 at level 2 and there is no excess to pay on Level 1.

Prescription Delivery

Provided by Health Hero

On all plan levels of Equipsme, with the private GP service, you can pay for a private prescription to be delivered to your home, work or local pharmacy. This service is provided by the UK’s leading GP consultation service – Health Hero – which is easily accessed using our Equipsme App or through the members section of our website.

Gym Discounts

Provided by AXA Health

Thanks to our relationship with AXA Health, all our members get access to AXA Health perks and gym discounts.

  • 40% discount off Nuffield Health monthly individual memberships: There are more than 100 Nuffield Fitness and Wellbeing Centres around the UK. There’s no annual contract, no cancellation fees, and you can even try before you buy.
  • 40% off Hussle’s Monthly+ pass: With a monthly Hussle pass you get access to multiple gyms, pools, spas and health and fitness suites – so you can go when and where it suits you. No sign-up fees, no annual contract, and no hassle.
  • 40% off Nuffield Health 24/7 online memberships: If the gyms not an option you can access Nuffield’s online-only fitness classes. There are over 300 on demand classes, including rehabilitation classes designed by physiotherapists.