Information about coronavirus

FAQs and advice on how to reduce the risk

Award winning business health insurance plans

Cover Excellence Awards 2019

Best New Product WINNER

Cover Excellence Awards 2020

Best Group Health Insurance HIGHLY COMMENDED

British Insurance Awards 2020

Insurtech Start-up Award WINNER

Simple, practical and affordable

Health insurance is now an affordable reality. With no medical questions and a simple three year pre-existing conditions exclusion, it’s quick and easy to apply. We’ll cover you, your employees and families – whether you’re a self-employed business owner or a company with employees. And it’s not as expensive as you think.

Perfect for the self-employed

Designed for the self-employed business owner with affordable options to help fast-track your route back to work.

Excellent for employers

Flexible packages to suit your business and budget, with employees being able to pay to upgrade and add family members.

Fantastic for families

All of our plans can be extended to include families for maximum peace of mind.

Frequently asked questions

Why should I get business health insurance?

Business health insurance is considered an important employee benefit by many organisations. Giving staff quicker access to private medical treatments promotes productivity, wellbeing, less sick days and absenteeism.

Many employees appreciate working for a company that cares about their health, something that increases their loyalty to the organisation, especially when Equipsme allows partners and children to be included. Employees can pay separately to add their partner and children.

What is included in business health insurance?

Depending on the level of cover you choose for your business, you will be able to access a range of health benefits and services, including:

  • 24/7 GP Access – get a GP consultation by phone or video
  • Physio sessions – from 5 per year up to no yearly limit
  • Health checks – including blood tests, cholesterol, Vitamin D and diabetes
  • Health support – private nurse helpline
  • Diagnosis cover – consultations, diagnostic tests, MRI and CT scans
  • Hospital treatment – cover for specialists, surgeons, hospital room, dressings and drugs
  • Dental and optical – check-ups and treatment
  • Stress support – telephone service, counselling and face-to-face sessions

Can I get cover without completing a medical questionnaire?

Yes, Equipsme offers business health insurance with no medical questionnaire required. This offers a simple way for you to cover your staff members with less admin involved.

All ages 16-69 cost the same on plans for two or more employees (16-59 for self-employed businesses) and we have a simple three-year pre-existing conditions exclusion.

Do you offer business health insurance for SMEs?

Yes, we offer business health insurance for many types of companies. Whether you are a self-employed business owner, or have 2, 20, 50 or 100 employees, you can create a health insurance plan to suit your team.

How much does business health insurance cost?

For businesses with employees, plans from Equipsme start from £7 per person, per month, with the option to upgrade to a higher level of cover to include extra physio sessions, diagnosis and treatment. There are two optional extras available to add to your plan: Stress Support is £1.50 per person per month and Dental & Optical is £7.50 per person per month. The price for business health insurance is the same for all employees aged 16-69, and employees can pay separately to add their partner and children.

For self-employed business owners, there are two plans to choose from starting at £27 per month for a plan that includes diagnosis cover and for £39 per month you can add treatment. All plans include 24/7 GP access, as well as some physio sessions, stress support, a nurse helpline and an extended health check kit. All ages 16-59 cost the same and there are no medical questions to apply, just a simple three-year pre-existing conditions exclusion applies.