Business health insurance plans

Business health insurance plans

At Equipsme we think health benefits and insurance should be better, and work for more people, so we built something different. We’ve just made it more affordable and more accessible.

Our plans start from only £7pppm and our most popular plan is just £30pppm.

Health Insurance Powered by AXA Health


Best New Product 2019 Winner


Best Group Health Insurance 2020


Insurtech Start-up Award 2020 Winner


Outstanding Innovation - Health 2021 Highly Commended

Supporting you and your people

Supporting you and your people

Equipsme's Business Healthcare Plans blend the best of health insurance benefits with the simplicity of cash plan pricing.

We are backed by some of the biggest names in healthcare including AXA Health so you can trust that quality cover doesn’t have to come at a premium. There’s no hidden costs or nasty surprises. All ages cost the same on your chosen plan so it’s easy to work out how much it costs your business to take care of your team.

To keep our prices sustainable, we don’t cover cancer treatment, for instance. You can get your private diagnosis, but the NHS is best placed to organise your treatment. That also means we can keep costs down.

Keep the ones you love covered

Keep the ones you love covered

Our range of affordable business healthcare plans means nobody has to miss out.

With our business health insurance plans, no matter what the size of your team, Equipsme gives employees a unique ability to upgrade and/or add their family for the price of a typical monthly utility like broadband or TV package. If you’re self‑employed you can easily add family too, so they are well taken care of.

Show them you care

Show them you care

With business healthcare

With NHS waiting lists at an all‑time high there’s never been a better time to ensure you and your team have access to practical health support through a company health insurance plan. Recent changes in flexible working patterns and the desire for health benefits provided by an employer, means culture and company values are more important than ever.

All of our busines health insurance plans include 24/7 GP access, nurse helplines, physio appointments and a health check, so people can get the help they need to get better, and back to work, faster. Plans with private diagnosis and treatment have access to benefits from AXA Health so you know you’re in safe hands. You can support your staff’s mental health with stress support. Companies with employees can also add dental and optical cover. And with no medical questions and a simple exclusion of pre‑existing conditions in the three years before cover starts, it’s quick and easy to apply.

“We all love the NHS, but … now we have a backup.”

Soho Theatre, Equipsme customer
Meet our trusted providers

Meet our trusted providers

All of Equipsme’s company health insurance plans are backed and delivered by some of the biggest and most well‑respected organisations in their field, so you really know you’re in safe hands.

We think business health insurance makes business sense

We think looking after yourself and your people IS looking after your business.

That’s why all our plans include 24/7 GP access and physio appointments, so people can get reassurance, get better, and get help to get back to work, faster. Whether you’re a business of 200, 2, or self-employed, whether you’re in the boardroom or on the shop floor, you can get equipped with everyday healthcare and peace of mind.

Our plans start at just £7 per person per month if you have employees and £27 if you are a self-employed business and on your own. We’re making health cover a possibility for thousands of UK companies including the self-employed entrepreneur.
Private consultations, diagnosis and private hospital treatment cover is available, depending on the chosen plan level. If you have employees you can choose to support your staff’s mental health with stress support, and add dental & optical cover.

If you have employees you can start them off on a level to suit your budget and they have the flexibility to upgrade and include their partner and children – so you’re helping them look after their families too.

Frequently asked questions

Why should I get a business health insurance plan?

A business health insurance plan is considered an important employee benefit by many organisations. Giving staff quicker access to private medical treatments promotes productivity, wellbeing, less sick days and absenteeism.

Many employees appreciate working for a company that cares about their health, something that increases their loyalty to the organisation, especially when Equipsme allows partners and children to be included. Employees can pay separately to add their partner and children.

What is included in a business health insurance plan?

Depending on the level of cover you choose for your business, you will be able to access a range of health benefits and services, including:

  • 24/7 GP Access – get a GP consultation by phone or video
  • Physio sessions – from 5 per year up to no yearly limit
  • Health checks – including blood tests, cholesterol, Vitamin D and diabetes
  • Health support – private nurse helpline
  • Diagnosis cover – consultations, diagnostic tests, MRI and CT scans
  • Hospital treatment – cover for specialists, surgeons, hospital room, dressings and drugs
  • Dental and optical – check-ups and treatment
  • Stress support – telephone service, counselling and face-to-face sessions

Can I get cover without completing a medical questionnaire?

Yes, Equipsme offers a business health insurance plan with no medical questionnaire required. This offers a simple way for you to cover your staff members with less admin involved.

All ages 16‑69 cost the same on plans for two or more employees (16‑59 for self‑employed businesses) and we have a simple exclusion of pre‑existing conditions in the three years before cover starts.

Do you offer a business health insurance plan for SMEs?

Yes, we offer business health insurance plans for many types of companies. Whether you are a self‑employed business owner, or have 2, 20, 50 or 100 employees, you can create a health plan to suit your team.

How much does a business health insurance plan cost?

For businesses with employees, plans from Equipsme start from £7 per person, per month, with the option to upgrade to a higher level of cover to include extra physio sessions, diagnosis and treatment. There are two optional extras available to add to your plan: Stress Support is £1.50 per person per month and Dental & Optical is £8 per person per month. The price for a business health insurance plan is the same for all employees aged 16‑69, and employees can pay separately to add their partner and children.

For self‑employed business owners, there are two plans to choose from starting at £27 per month for a plan that includes diagnosis cover and for £39 per month you can add treatment. All plans include 24/7 GP access, as well as some physio sessions, stress support, a nurse helpline and an extended health check kit. All ages 16‑59 cost the same and there are no medical questions to apply, just a simple exclusion of pre‑existing conditions in the three years before cover starts.

Who are Equipsme?

Equipsme is FCA regulated, like a broker, and we develop our own products with insurers and service partners. We’re an intermediary, authorised and regulated by the Financial Conduct Authority, under the name Equipsme Insurance Services Ltd. We’re based in London and you can contact us at or arrange for a call back at 020 3965 6410.

We develop our own exclusive health insurance and wellbeing support plans, aimed specifically at businesses throughout the UK. We don’t sell personal policies to consumers.

Equipsme will act on behalf of insurers when promoting, selling and administering any insurance benefits in our plans.

Do you offer advice?

We’ll help you decide – but not tell you what to buy.

We provide all the key information about what is and isn’t covered by our plans and answer questions to help businesses decide what they want and need from an employee health insurance and wellbeing plan. As we distribute and sell our own products, we don’t review the whole market, so we can’t give recommendations or advice.