Business Healthcare for Small & Medium Businesses

Progressive, people‑first businesses: Step right up

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Health Insurance Powered by AXA Health

Say hi to hassle‑free business healthcare

Step 1

Choose your plan Add your employees, choose the level of cover, add optional benefits

Step 2

Fine tune your plan Employees can upgrade and add their partner/children to the plan, in a 21-day window

Step 3

Use your plan Once the plan starts, access your plan benefits through our app or portal

Show them you care, with business healthcare

£18pppm

Private Diagnosis

Business Health Insurance benefits from AXA Health

Private specialist consultations
Second opinion service
Private specialist tests/ scans and diagnosis
Physio support and up to 5 sessions
No excess

Extra support and value

Private GP 24/7.
Speedy diagnosis referrals
Nurse helpline 24/7 inc. cancer support
Annual home health check kit

£30pppm

Private Diagnosis and Treatment

Business Health Insurance benefits from AXA Health

Private hospital treatment
Private specialist consultations
Second opinion service
Private specialist tests/ scans and diagnosis
Physio support and up to 8 sessions
£150 excess once per year

Extra support and value

Private GP 24/7.
Speedy diagnosis referrals
Nurse helpline 24/7 inc. cancer support
Annual home health check kit

£42pppm

Private Diagnosis and Treatment Plus

Business Health Insurance benefits from AXA Health

Private hospital treatment
Private specialist consultations
Second opinion service
Private specialist tests/ scans and diagnosis
Physio support – no yearly limit on sessions
No excess

Extra support and value

Private GP 24/7
Speedy diagnosis referrals
Nurse helpline 24/7 inc. cancer support
Higher level annual home health check kit

With diagnosis cover, you will be able to see specialists and have tests and scans. Treatment cover takes this a step further, providing access to hospitals and surgeons. All of this through AXA Health’s approved network of specialists and hospitals. While we don't cover cancer treatment, you're covered up until a diagnosis with help and support at hand if you need to go back into the NHS for treatment. All ages 16‑69 cost the same on all plans and prices include all applicable taxes.

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You can choose one level or mix different levels to match your needs

Or try our starter plan for £7pppm and let your team upgrade themselves

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Add optional benefits

Stress support

+£1.50 pppm

Dental & Optical

+£8 pppm

Need more info?

Download plan comparison table

Top 10 reasons why Equipsme is different

Pick a plan that’s right for you

All of our company health insurance plans include benefits from AXA Health, ranging from nurse helplines and physiotherapy, to private specialist diagnosis, plus private hospital treatment on our highest level. With no medical questions and a simple exclusion of pre-existing conditions in the three years before cover starts, it's quick and easy to apply.

24/7 GP Access

If you’re not feeling 100% then you can book your GP consultation by calling the service at any time.

This service is provided by the UK’s leading GP consultation service – HealthHero – which is easily accessed using our Equipsme App or through the members section of our website.

Levels 3, 2 and 1 include an ‘Open Referral’ which means if the GP thinks you may need a referral onto a specialist you simply contact AXA Health who will confirm if covered and help organise the referral.

At all of the levels of Equipsme, within the GP Service, you can pay for a private prescription to be delivered to your home, work or local pharmacy.

24/7 Nurse Helpline

All levels of the Plan include a private nurse helpline and telephone support if you have a heart or cancer condition. Levels 3, 2 and 1 also include a Second Opinion service, if you’re not getting the answers you need from your current private specialist.

These are provided by AXA Health and offer 24/7 support to Equipsme members.

Health Checks

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across all levels and on Levels 3, 2 and 1 they get an annual blood test for:
• Vitamin D (Levels 3, 2, 1)
• Cholesterol (Levels 2 and 1)
• Diabetes (Level 1)

All levels encourage members to monitor their health and to extend their health checks with a discount of £10 on further Thriva health checks.

Physio Sessions

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA Health who help arrange and pay for covered sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions.

If you then need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on GP Plus and Level 3, increasing up to 8 sessions at Level 2 and no yearly limit at Level 1.

Diagnosis Cover

Diagnosis cover is offered on Levels 3, 2 and 1 of Equipsme. This includes specialist consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA Health and there is no excess to pay on Levels 1 and 3 and a small Excess of £150 on Level 2.

Specialist diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA Health who will check that your condition is covered and then organise your referral onto one of their approved Specialists.

Hospital Treatment

Levels 2 and 1 of the Plan include Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA Health approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is an excess of £150 at level 2 and there is no excess to pay on Level 1.

Dental & Optical

Dental and optical cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Dental and optical cover includes Dental check up and treatment (100% payback up to £200 pa) and Sight test and prescription specs/contacts (100% payback up to £100 pa). Plus up to £25 towards annual sight test.

Stress Support

Stress Support cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Our Stress Support provider is Health Assured – a leading UK provider of telephone and face to face counselling support.

Stress Support includes a Confidential telephone service 24/7, Counselling by phone and up to 8 face-to-face sessions by phone or online.

See what our customers have to say

"Equipsme is attractive because it is extremely good value for money...it enables us to create a package which really does stand head and shoulders above others."

Jonathan Fielding, Falmouth Boat Co

"Equipsme is a complete contrast to the traditional model and is a straightforward solution with competitive prices."

Richard Pipe, Fire Security

"Everyone was so pleased and surprised to get the health insurance plan. It makes you feel good to be valued and providing this benefit is an easy way to do that..."

James Geere, Space Kitchens and Bathrooms

"What we liked about Equipsme was that it offered people not just peace of mind but real, practical benefits."

Martin Warner, Director of Talent at Smart Pension

"What I liked about it was that it wasn’t just insurance that sat in the background quietly hoping never to be used. There were immediate benefits."

Stuart Wardle, Recover Physiotherapy

"I literally did a double-take when I looked at Equipsme’s fees and services. It’s not only incredibly affordable, but it’s also really simple to understand and really easy to use - with a whole host of instant, practical benefits."

David de Wet, Ecovate

Meet our trusted providers

All of Equipsme’s company health insurance plans are backed and delivered by some of the biggest and most well‑respected organisations in their field, so you really know you’re in safe hands.