Health insurance plans for your business

Whether you are a self-employed business owner or a company with employees we’ve got a health plan for you. Our plans provide health insurance from AXA PPP healthcare Limited together with a range of practical health and wellbeing benefits.
Health Insurance

Health Insurance

24/7 GP Access

24/7 GP Access

Health Checks

Health Checks

Stress Support

Stress Support

Health insurance plans for your business

Starting with two employees, all ages from 16-69 years cost the same on all plans. There are no medical questions, just a simple three year pre-existing conditions exclusion. Employees can easily upgrade and add family members.

Level GP Plus

£7 pppm

GP Access 24/7
Physio: up to 5 sessions
Nurse Helpline
Online Health Check
No excess

Level 3

£17 pppm
Diagnosis

GP Access 24/7
Physio: up to 5 sessions
Nurse Helpline
Annual Health Kit
No excess

Level 2

£29 pppm
Diagnosis &
Treatment

GP Access 24/7
Physio: up to 8 sessions
Nurse Helpline
Annual Health Kit
£150 excess

Level 1

£37 pppm
Diagnosis &
Treatment Plus

GP Access 24/7
Physio: no yearly limit
Nurse Helpline
Extended Health Kit
No excess

Add optional benefits

Stress Support

£1.50 pppm

Dental & Optical

£7.50 pppm

With diagnosis cover, you will be able to see specialists and have tests and scans. Treatment cover takes this a step further, providing access to hospitals and surgeons. All of this through AXA PPP healthcare’s approved network of specialists and hospitals.

Easy to understand and easy to buy

The business can create a unique plan to suit their business needs and budget and employees can pay to easily upgrade their cover level and add family members.

Step 1: The business chooses

How many employees would you like to cover and at what levels?

£7
GP Plus
£17
Diagnosis
£29
Diagnosis &
Treatment
£37
Diagnosis &
Treatment Plus
All prices are per person per month and include all applicable taxes

Add optional benefits to the plan?

Add optional benefits to the plan?

Dental & Optical

Add optional benefits to the plan?

Stress Support

Step 2: The employees choose

Employees can choose to pay extra to...

Employees can choose to pay extra to...

Add their family

Employees can choose to pay extra to...

Upgrade their cover

Step 3: You’re equipped

Members access all benefits and services using the Equipsme App or our members portal.

You’re equipped

Brilliant benefits for productive people

We have included a fantastic range of employee benefits in every plan, giving you peace of mind that there’s help available whenever you need it. Find out more about each service available below.

24/7  GP Access

24/7 GP Access

We offer GP Access across all four levels of Equipsme. If you’re not feeling 100% then you can get a GP consultation by phone or by video call within a few hours of requesting one.

This service is provided by the UK’s leading GP consultation service – Medical Solutions – which is easily accessed using our Equipsme App or through the members section of our website.

Levels 3, 2 and 1 include an ‘Open Referral’ which means if the GP thinks you may need a referral onto a specialist you simply contact AXA PPP healthcare who will confirm cover and organise the referral.

At all of the levels of Equipsme, within the GP Service, you can pay for a private prescription to be delivered to your home, work or local pharmacy.

 

Physio  Sessions

Physio Sessions

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA PPP healthcare who will arrange and pay for the sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions.

If you then need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on GP Plus and Level 3, increasing up to 8 sessions at Level 2 and no yearly limit at Level 1.

 

Health  Checks

Health Checks

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across all levels and on Levels 3, 2 and 1 they get an annual blood test for:
• Vitamin D (Levels 3, 2, 1)
• Cholesterol (Levels 2 and 1)
• Diabetes (Level 1)

All levels encourage members to monitor their health and to extend their health checks with a discount of £10 on further Thriva health checks.

 

Health  Support

Health Support

All levels of the Plan include a Private Nurse Helpline and levels 3, 2 and 1 also include a Second Opinion advice service and telephone support if you have a heart condition or cancer.

These are provided by AXA PPP healthcare and offer 24/7 support to Equipsme members.

 

Diagnosis  Cover

Diagnosis Cover

Diagnosis cover is offered on Levels 3, 2 and 1 of Equipsme. This includes consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA PPP healthcare and there is no excess to pay on Levels 1 and 3 and a small Excess of £150 on Level 2.

Diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA PPP healthcare who will check that your condition is covered and then organise your referral onto one of their approved Specialists.

 

Hospital  Treatment

Hospital Treatment

Levels 2 and 1 of the Plan include Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA PPP healthcare approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is an excess of £150 at level 2 and there is no excess to pay on Level 1.

 

Dental  & Optical

Dental & Optical

Dental and optical cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Dental and optical cover includes Dental check up and treatment (100% payback up to £200 pa) and Sight test and prescription specs/contacts (100% payback up to £100 pa). Plus up to £25 towards annual sight test.

Stress  Support

Stress Support

Stress Support cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Our Stress Support provider is Health Assured – a leading UK provider of telephone and face to face counselling support.

Stress Support includes a Confidential telephone service 24/7, Counselling by phone and up to 5 face-to-face sessions by phone or online.

  GP Plus
£7Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home, work or pharmacy
Physio
  • Up to 5 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • There is no Diagnosis cover with GP+
Treatment
  • There is no Treatment cover with GP+
Health check
  • Online health check
  • £10 off other health checks
Health support
  • Nurse Helpline – speak to a healthcare professional whenever you have a medical question or health worry
  • Cancer/Heart Nurse – speak to a specialist nurse for cancer/heart patients for guidance and information about your condition
Second opinion
  • No Second Opinion cover
 
  Level 3
£17Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home, work or pharmacy
  • Open referral to diagnosis booking
Physio
  • Up to 5 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Treatment
  • There is no Treatment cover at Level 3
Health check
  • Vitamin D
  • Online health check
  • £10 off other health checks
Health support
  • Nurse Helpline – speak to a healthcare professional whenever you have a medical question or health worry
  • Cancer/Heart Nurse – speak to a specialist nurse for cancer/heart patients for guidance and information about your condition
Second opinion
  • Second Opinion – if you’re not getting answers you need from your specialist
 
  Level 2
£29Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home, work or pharmacy
  • Open referral to diagnosis booking
Physio
  • Up to 8 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • £150 excess on diagnosis/treatment
Treatment
  • Hospital treatment – specialists, surgeons, room, dressings and drugs
  • Bills paid by AXA PPP healthcare
  • No Cancer treatment cover
  • £150 excess on diagnosis/treatment
Health check
  • Vitamin D and Cholesterol
  • Online health check
  • £10 off other health checks
Health support
  • Nurse Helpline – speak to a healthcare professional whenever you have a medical question or health worry
  • Cancer/Heart Nurse – speak to a specialist nurse for cancer/heart patients for guidance and information about your condition
Second opinion
  • Second Opinion – if you’re not getting answers you need from your specialist
 
  Level 1
£37Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home, work or pharmacy
  • Open referral to diagnosis booking
Physio
  • No yearly limit
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Treatment
  • Hospital treatment – specialists, surgeons, room, dressings and drugs
  • Bills paid by AXA PPP healthcare
  • No Cancer treatment cover
  • No excess to pay
Health check
  • Vitamin D, Cholesterol and Diabetes
  • Online health check
  • £10 off other health checks
Health support
  • Nurse Helpline – speak to a healthcare professional whenever you have a medical question or health worry
  • Cancer/Heart Nurse – speak to a specialist nurse for cancer/heart patients for guidance and information about your condition
Second opinion
  • Second Opinion – if you’re not getting answers you need from your specialist
 
Company adds optional extras (all staff)

STRESS SUPPORT - 12 monthly payments of £1.50 month

  • Confidential telephone service 24/7
  • Counselling by phone, online and up to 5 face-to-face sessions

DENTAL & OPTICAL - £7.50 per person per month

  • Dental check up and treatment: 100% payback up to £200 pa
  • Sight test and prescription specs/contacts: 100% payback up to £100 pa.
  • Plus up to £25 towards annual sight test.
Employee adds optional extras

CORE COVER UPGRADE

  • Increase cover from GP Plus to Levels 3, 2, or 1
  • Just pay the upgrade difference per month

FAMILY PACK

  • add spouse or partner for the same as employee cost
  • up to six children under 25 can be added for only 50% of the employee cost in total
  • if SME buys optional extras then Stress Support and/or Dental & Optical included free for all the family that you add
  GP Plus Level 3 Level 2 Level 1
£7Per person per month £17Per person per month £29Per person per month £37Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home, work or pharmacy
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home, work or pharmacy
  • Open referral to diagnosis booking
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home, work or pharmacy
  • Open referral to diagnosis booking
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home, work or pharmacy
  • Open referral to diagnosis booking
Physio
  • Up to 5 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
  • Up to 5 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
  • Up to 8 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
  • No yearly limit
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • There is no Diagnosis cover with GP+
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • No excess to pay
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • £150 excess on diagnosis/treatment
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Treatment
  • There is no Treatment cover with GP+
  • There is no Treatment cover at Level 3
  • Hospital treatment – specialists, surgeons, room, dressings and drugs
  • Bills paid by AXA PPP healthcare
  • No Cancer treatment cover
  • £150 excess on diagnosis/treatment
  • Hospital treatment – specialists, surgeons, room, dressings and drugs
  • Bills paid by AXA PPP healthcare
  • No Cancer treatment cover
  • No excess to pay
Health check
  • Online health check
  • £10 off other health checks
  • Vitamin D
  • Online health check
  • £10 off other health checks
  • Vitamin D and Cholesterol
  • Online health check
  • £10 off other health checks
  • Vitamin D, Cholesterol and Diabetes
  • Online health check
  • £10 off other health checks
Health support
  • Nurse Helpline – speak to a healthcare professional whenever you have a medical question or health worry
  • Cancer/Heart Nurse – speak to a specialist nurse for cancer/heart patients for guidance and information about your condition
Second opinion
  • No Second Opinion cover
  • Second Opinion – if you’re not getting answers you need from your specialist
 
Optional
extras
Company adds optional extras (all staff) Employee adds optional extras

STRESS SUPPORT - 12 monthly payments of £1.50 month

  • Confidential telephone service 24/7
  • Counselling by phone, online and up to 5 face-to-face sessions

CORE COVER UPGRADE

  • Increase cover from GP Plus to Levels 3, 2, or 1
  • Just pay the upgrade difference per month

DENTAL & OPTICAL - £7.50 per person per month

  • Dental check up and treatment: 100% payback up to £200 pa
  • Sight test and prescription specs/contacts: 100% payback up to £100 pa.
  • Plus up to £25 towards annual sight test.

FAMILY PACK

  • add spouse or partner for the same as employee cost
  • up to six children under 25 can be added for only 50% of the employee cost in total
  • if SME buys optional extras then Stress Support and/or Dental & Optical included free for all the family that you add

We cover cancer to diagnosis

When it comes to cancer, fast diagnosis is key to getting the treatment quickly. So all our plans cover you until diagnosis. Once cancer is diagnosed, you will be guided back into the NHS for treatment. All plans offer access to a dedicated nurse helpline, so you can speak to heart and cancer nurse specialists.

Partnered with the best

Equipsme has partnered with leading specialists to deliver our employee health benefits.

Health Insurance

Physio, Diagnosis & Hospital treatment is insured by AXA PPP healthcare Limited. They have been helping people to access the medical care they need for over 75 years.

24/7 GP Access

Our remote 24/7 GP services and Prescription services are provided by Medical Solutions, the UK's leading GP access company.

Health Checks

Our Health Checks are provided by fellow innovators – Thriva who are changing the UK health check market.

Stress Support

Our Stress Support provider is Health Assured - a leading UK provider of telephone and face to face counselling support.

We’re here to help SMEs at this difficult time

If you are a business with 2-20 employees we are currently offering our health insurance plans for free, with nothing to pay until 1st August. Terms and conditions apply.

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