Our plans for self‑employed business owners

Plan for the unexpected

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Say hi to hassle‑free healthcare

Step 1

Choose your plan Choose the level of cover that best suits your needs

Step 2

Fine tune your plan Add your partner/children to the plan

Step 3

Use your plan Once the plan starts, access your plan benefits through our app or portal

Health insurance to get you back on track

£27pppm

Diagnosis

Private GP 24/7
Nurse helpline 24/7
Annual health check kit
Private specialist consultations
Private specialist tests and diagnosis
Physio support and up to 5 sessions
Stress Support 24/7, and up to 8 counselling sessions
No excess

£39pppm

Diagnosis & Treatment

Private GP 24/7
Nurse helpline 24/7
Annual health check kit
Private specialist consultations
Private specialist tests and diagnosis
Physio support and up to 8 sessions
Stress Support 24/7, and up to 8 counselling sessions
Private Hospital Treatment
£150 Excess

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With Solo cover, diagnosis benefit will allow you to see specialists and have tests and scans. Solo Plus cover takes this a step further, with a treatment benefit providing access to hospitals and surgeons. All of this through AXA Health’s approved network of specialists and hospitals. All ages 16‑59 cost the same on all plans and prices include all applicable taxes.

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Pick a plan that’s right for you

All of our plans include benefits from AXA Health, ranging from nurse helplines and physiotherapy, to private specialist diagnosis, plus private hospital treatment on our highest level. While we don't cover cancer treatment, you're covered up until a diagnosis. With no medical questions and a simple exclusion of pre-existing conditions in the three years before cover starts, it's quick and easy to apply.

24/7 GP Access

If you’re not feeling 100% then you can get a GP consultation by phone or by video call within a few hours of requesting one.

This service is provided by the UK’s leading GP consultation service – HealthHero – which is easily accessed using our Equipsme App or through the members section of our website.

Both levels of our self-employed plans include ‘Open Referral’, which means if the GP thinks you may need a referral onto a specialist you simply contact AXA Health who will confirm if covered and help organise the referral.

On all of the levels of Equipsme, within the GP Service, you can pay for a private prescription to be delivered to your home, work or local pharmacy.

24/7 Nurse Helpline

All levels of the Plan include a private nurse helpline and telephone support if you have a heart or cancer condition. Both levels also include a Second Opinion service, if you’re not getting the answers you need from your current private specialist.

These are provided by AXA Health and offer 24/7 support to Equipsme members.

Health Checks

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across both Solo and Solo Plus and they get an annual blood test for:
• Vitamin D
• Cholesterol
• Diabetes

All levels encourage members to monitor their health and to extend their health checks with a discount of £10 on further Thriva health checks.

Physio Sessions

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA Health who help arrange and pay for covered sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions.

If you then need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on Solo and up to 8 sessions on Solo Plus.

Diagnosis Cover

Diagnosis cover is offered on Solo and Solo Plus from Equipsme. This includes specialist consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA Health and there is no excess to pay on Solo and a small excess of £150 on Solo Plus.

Specialist diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA Health who will check that your condition is covered and then organise your referral onto one of their approved Specialists.

Hospital Treatment

Solo Plus includes Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA Health approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is a small excess of £150 to pay.

Dental & Optical

See what our customers have to say

"Equipsme is attractive because it is extremely good value for money...it enables us to create a package which really does stand head and shoulders above others."

Jonathan Fielding, Falmouth Boat Co

"Equipsme is a complete contrast to the traditional model and is a straightforward solution with competitive prices."

Richard Pipe, Fire Security

"Everyone was so pleased and surprised to get the health insurance plan. It makes you feel good to be valued and providing this benefit is an easy way to do that..."

James Geere, Space Kitchens and Bathrooms

"What we liked about Equipsme was that it offered people not just peace of mind but real, practical benefits."

Martin Warner, Director of Talent at Smart Pension

"What I liked about it was that it wasn’t just insurance that sat in the background quietly hoping never to be used. There were immediate benefits."

Stuart Wardle, Recover Physiotherapy

"I literally did a double-take when I looked at Equipsme’s fees and services. It’s not only incredibly affordable, but it’s also really simple to understand and really easy to use - with a whole host of instant, practical benefits."

David de Wet, Ecovate

Meet our trusted providers

Equipsme plan services are backed and delivered by some of the biggest and most well‑respected organisations in their field, so you really know you’re in safe hands.