Plans

Plans

Our company healthcare plans start from only £60pppm and our most popular plan is just £39pppm. At Equipsme, we do business health insurance plans, with a difference.

We launched in 2018 with a mission to make business health insurance simple, accessible and affordable. All ages cost the same on your chosen plan, there are no medical questions on application, just a simple exclusion of pre‑existing conditions in the three years before cover starts making it quick and easy to apply.

Show them you care, with business healthcare

£9pppm

GP Plus

Business Health Insurance benefits from AXA Health

  • Physio support and up to 5 F2F sessions
  • No excess
  • Employees can upgrade benefits
  • Employees can add family

Extra support and value

  • Private GP 24/7
  • Nurse helpline 24/7
  • Cancer & Heart support
  • Online health check
  • Elder care support
  • Gym, health check and optical discounts

£39pppm

Private Diagnosis and Treatment

Business Health Insurance benefits from AXA Health

  • Private hospital treatment
  • Private specialist consultations
  • Private specialist tests/scans and diagnosis
  • Physio support and up to 8 F2F sessions
  • £150 excess once per year

Extra support and value

  • Private GP 24/7
  • Nurse helpline 24/7
  • Cancer & Heart support
  • Annual home health check
  • Elder care support
  • Gym, health check and optical discounts

£60pppm

Private Diagnosis and Treatment Plus

Business Health Insurance benefits from AXA Health

  • Private hospital treatment
  • Private specialist consultations
  • Private specialist tests/scans and diagnosis
  • Physio support – no yearly limit
  • No excess

Extra support and value

  • Private GP 24/7
  • Nurse helpline 24/7
  • Cancer & Heart support
  • Annual home health check
  • Elder care support
  • Gym, health check and optical discounts

With diagnosis cover, you will be able to see specialists and have tests and scans. Treatment cover takes this a step further, providing access to hospitals and surgeons. All of this through AXA Health’s approved network of specialists and hospitals. While we don't cover cancer treatment, you're covered up until a diagnosis with help and support at hand if you need to go back into the NHS for treatment. All ages 16‑69 cost the same on all plans and prices include all applicable taxes.

Need more info?

Add optional benefits

You can choose one level for all employees or mix different levels to match the needs of your business

Stress support

+£1.50 pppm

Dental & Optical

+£10 pppm

Pick a plan that’s right for you

All of our company health insurance plans include benefits from AXA Health, ranging from nurse helplines and physiotherapy, to private specialist diagnosis, plus private hospital treatment on our highest level. With no medical questions and a simple exclusion of pre-existing conditions in the three years before cover starts, it's quick and easy to apply.

24/7  GP Access
Physiotherapy
Health  Checks
Diagnosis
Hospital  Treatment
24/7 Nurse Helpline
Stress  Support
Dental  & Optical
Prescription  Delivery
Tests  & Scans
Gym  Discounts

24/7 GP Access

Our 24/7 GP support service is provided by the UK’s leading provider – HealthHero – who have over 20 years’ experience in providing patients with access to doctors remotely (link to service provider page).

If you are not feeling your best, simply give HealthHero a call anytime to book a GP consultation. If medication is prescribed, you can pay for them to organise for a private prescription to be delivered to your home, work or local pharmacy.

Plan levels 3, 2 and 1 also include an ‘Open Referral’. This means if the GP thinks you need a referral onto a specialist all you have to do is share the open referral letter with AXA Health, who will confirm if you are covered and then help organise the referral to a private specialist at a convenient location and time.

Physiotherapy

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA Health who help arrange and pay for covered sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions.

If you need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on GP Plus and Level 3, increasing up to 8 sessions at Level 2 and no yearly limit at Level 1.

 

Health Checks

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across all levels and on Levels 3, 2 and 1 they get an annual blood test for:
• Vitamin D (Levels 3, 2, 1)
• Cholesterol (Levels 2 and 1)
• Diabetes (Level 1)

All levels encourage members to monitor their health and to extend their health checks with a discount of £10 on further Thriva health checks.

 

Diagnosis

Diagnosis cover is offered on Levels 3, 2 and 1 of Equipsme. This includes specialist consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA Health and there is no excess to pay on Levels 1 and 3 and a small Excess of £150 on Level 2.

Specialist diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA Health who will check that your condition is covered and then organise your referral onto one of their approved Specialists.

Hospital Treatment

Levels 2 and 1 of the Plan include Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA Health approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is an excess of £150 at level 2 and there is no excess to pay on Level 1.

 

24/7 Nurse Helpline

All levels of the Plan include a private nurse helpline and telephone support if you have a heart or cancer condition. Levels 3, 2 and 1 also include a Second Opinion service, if you’re not getting the answers you need from your current private specialist.

These are provided by AXA Health and offer 24/7 support to Equipsme members.

 

Stress Support

Stress Support cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Our Stress Support provider is Health Assured – a leading UK provider of telephone and face to face counselling support.

Stress Support includes a Confidential telephone service 24/7, Counselling by phone and up to 8 face-to-face sessions by phone or online.

Dental & Optical

Dental and optical cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Dental and optical cover includes Dental check up and treatment (100% payback up to £200 pa) and Sight test and prescription specs/contacts (100% payback up to £100 pa). Plus up to £25 towards annual sight test.

Prescription Delivery

On all plan levels of Equipsme, with the private GP service, you can pay for a private prescription to be delivered to your home, work or local pharmacy. This service is provided by the UK’s leading GP consultation service – HealthHero – which is easily accessed using our Equipsme App or through the members section of our website.

Tests & Scans

Levels 3, 2, and 1 of the Plan include Diagnosis cover which includes MRI and CT scans.

No yearly limit on on specialist referred diagnostic tests, MRI scans, XRays and CT scans inc. up to cancer diagnosis.

All approved bills are settled by AXA Health. As long as medically necessary,
not a pre-existing condition and authorised by AXA Health
.

Fast track booking to save time and hassle.

Gym Discounts

Thanks to our relationship with AXA Health, all our members get access to AXA Health perks and gym discounts.

  • 40% discount off Nuffield Health monthly individual memberships: There are more than 100 Nuffield Fitness and Wellbeing Centres around the UK. There’s no annual contract, no cancellation fees, and you can even try before you buy.
  • 40% off Hussle’s Monthly+ pass: With a monthly Hussle pass you get access to multiple gyms, pools, spas and health and fitness suites – so you can go when and where it suits you. No sign-up fees, no annual contract, and no hassle.
  • 40% off Nuffield Health 24/7 online memberships: If the gyms not an option you can access Nuffield’s online-only fitness classes. There are over 300 on demand classes, including rehabilitation classes designed by physiotherapists.
Meet our trusted providers

Meet our trusted providers

Whose services make up our award winning and industry leading Equipsme health insurance plans

All of Equipsme’s company health insurance plans are backed and delivered by some of the biggest and most well-respected organisations in their field, so you really know you’re in safe hands.

  • AXA Health – one of the UK’s leading health insurance specialists
  • Health Hero – Europe’s largest digital health provider offering remote access to experienced doctors.
  • Thriva – forward thinking home based health testing and tracking.
  • Health Assured – award winning wellbeing services covering mental, physical, financial and legal support.