10 reasons to give PMI a second look (and buy an Equipsme plan)

If you thought that Private Medical Insurance wasn’t for you or your business, here at Equipsme we’d like you to think again. Here are ten reasons why…

1. Equipsme keeps thing simple

With Equipsme we speak in plain English and we tell it like it is. There’re no hidden costs, no lengthy health questionnaires and we keep medical jargon to a minimum.

We exclude conditions people have had in the last three years, cover people from day 1, and charge a flat price for all employees aged 16-69 (16-59 for the self-employed).

For more details of what’s covered and what’s not, under the Equipsme plan, it’s easy to get a quote online here.

 

2. Equipsme is flexible

Self-employed businesses have a choice of cover levels, including stress support and an enhanced health check benefit as standard, and can add partner and children.

 

3. Equipsme lets people add to their employer plan – including their family

Once on plan, employees can choose to pay themselves to upgrade cover level – and add their family, too.

They can include their partner for the same employee cost, and up to 6 children (aged up to 25) for just half the monthly adult price. Oh, and if stress support, dental & optical are part of the plan these benefits extend to included family members at no extra cost.

 

4. Equipsme is easy to use

Equipsme benefits can be accessed, and claims made online through our simple portal or smart app.

People don’t have to pay up front for GP or physio, and authorised diagnosis and treatment bills are settled directly by AXA Health.

(In fact, we only have one £150 excess, and that’s on our Level 2 Employee plan and our Solo Plus plan).

 

5. Equipsme helps people see a GP, fast

Businesses want their people to get better, fast, as do the self-employed because you are your business. That’s why we include 24/7 access to a GP by phone or video.

There’s no waiting around, appointments that can FIT around everything else - and prescriptions that you buy can be delivered to the door.

 

6. Equipsme keeps people moving

Back pain and musculoskeletal issues cost people and businesses – in terms of both pain and days off work.

Equipsme plans include fast access to physio advice by phone - and face-to-face sessions if they’re needed. If the condition is covered and has been authorised by AXA Health, they can help book all this in for you.

For more details of what’s covered and what’s not, under the Equipsme plan, it’s easy to get a quote online here.

 

7. Equipsme helps people stay well

Equipsme plans aren’t just for people when they’re sick or hurt. They’re also about keeping people well. That’s why we offer personalised health checks, ranging from online questionnaires to home testing kits for vitamin D, cholesterol and diabetes (depending on your cover level).

(It’s also why we think our stress support line is so important – automatically part of our self-employed plans and just £1.50 per person per month for employee plans).

 

8. Equipsme helps people beat the NHS queues

What’s more, our GP service can provide open referral letters before people claim – saving the need to go back to their own NHS surgery first.

 

9. Equipsme helps people get better, quicker

With treatment benefit on the plan, people can access AXA Health’s network of specialists and hospitals for private treatment – and authorised diagnosis and treatment bills are settled directly by AXA Health.

 

10. Equipsme plans cost less than you think – with benefits to rival PMI

Our most popular plan includes diagnosis and treatment and costs just £29 per person per month for companies with employees, or £39 pppm for self-employed businesses.

And you know we’ve not cut corners on quality because we’re backed by the best – AXA Health, Health Assured, Thriva and Health Hero.