Choose us because we are…
We don’t think health insurance should be just for big businesses and big budgets – we think it’s something everyone should be able to benefit from, from a self-employed business to companies of all sizes, and their teams – and then their families.
Our plans start from as little as £7 per person per month, for companies covering at least 2 employees and plans for the self-employed start from just £27 per month.
You can pick and mix what level of cover you want for your team, and what added extras you want too – like Stress Support and Dental & Optical. Then your team can choose to pay to upgrade their cover, and to add their partner and children – up to six children up to the age of 25.
Employees can personalise the plan you’ve bought for them. And if you’re a self-employed business owner you have the choice of two plans that are designed for people who work for themselves.
We don’t use complex medical jargon, and we don’t ask you to choose from lots of confusing medical insurance options – with lots of different price points.
We’ve got a simple price for each plan and each added extra, and employees aged between 16 and 69 (or 16-59 if you’re a self-employed business) can be covered without a long medical questionnaire or health checks.
We apply a simple three year pre-existing conditions exclusion, so you won’t be covered for diagnosis or treatment of an illness, injury or symptoms that you’ve received advice or medication for in the last three years.
Since 2018 we’ve not increased our prices, even for customers who’ve made a claim.
That’s not going to last for ever, because prices everywhere go up – but it does demonstrate our commitment to treating all customers fairly and keeping prices as low as possible.
With our plans we’re upfront about what you’re covered for and what you’re not, and why.
For instance, we don’t cover cancer treatment. If you’ve got diagnosis on your plan and your claim is eligible, we can get you to the right specialist to find out what’s going on faster. Then, for cancer treatment dedicated cancer support nurses will guide you back into the NHS. That’s because treatment for cancer can be incredibly complicated and can require a team of specialists working together – which is best co-ordinated by the NHS. It’s also expensive. To cover treatment for everyone our prices would have to go up, which would put our plans out of reach for so many of the small businesses we want to support.
We won the Cover magazine ‘Best new product’ in 2019 and we ‘ve been nominated for The Insurtech Award by The British Insurance Awards in 2020.