Equipsme – a different kind of health insurance

Our plans are simple for your people to use, affordable for businesses and easy to upgrade. They’re a real employee benefit without the complex barriers.

We’re upfront about what we cover and what we don’t. We don’t do complex medical jargon or ask you to choose from hundreds of confusing private medical insurance options.

We cover what you asked us to cover

After thorough research and conversations with business owners, we’re confident of what people really want from their health insurance. They want to be able to speak to a GP at any time, have physio sessions and regular health checks. And, if necessary, be quickly referred to a consultant for diagnosis and treatment. It’s all possible with our plans. Now you can give your people what they really want…without paying for what they don’t.

Remote GP Service

Remote GP Service

Many GP remote services charge up to £30 for a 10-minute consultation. Others can impose a monthly membership fee and a £20 appointment rate. With Equipsme, it’s all part of the plan. We don’t charge extra for appointments, there’s no time limit and the service is available 24/7 to use as many times as required. Also with our GP service there’s no need to de-register from local NHS doctors.

Physiotherapy Service

Physiotherapy Service

While physiotherapy is covered by a range of cash-plans, your people typically have to pay upfront and wait to be reimbursed. We don’t like that approach! We don’t charge an excess and no one has to pay and claim back. Our entry GP+ plan starts with three sessions of physio and increases at each level. Simply call AXA PPP healthcare who will assess cover and help sort it.

Diagnosis Service

Diagnosis Service

Here, we really are the exception. Buying a plan with diagnosis cover gives your people cover for consultations, tests and scans – all arranged through AXA PPP healthcare’s network of experts. We don’t impose consultation limits or usage caps - just simple, straightforward appointments with the right consultant to assure timely diagnosis.

Private Treatment

Private Treatment

Private hospital treatment starts at just £29pppm. By including treatment in the plan, your people will enjoy access to AXA PPP healthcare’s network of specialists and hospitals for private treatment. Cover includes operations, specialists and surgeons to rooms, dressings and drugs – and if pre-approved by AXA PPP healthcare, they settle the bills direct.

  GP Plus
£7Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home or work
Physio
  • Up to 3 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • There is no Diagnosis cover with GP+
Treatment
  • There is no Treatment cover with GP+
Health check
  • Online health check
  • £10 off other health checks
Health support
  • Private Nurse helpline
 
  Level 3
£17Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home or work
  • Open referral to diagnosis booking
Physio
  • Up to 5 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Treatment
  • There is no Treatment cover at Level 3
Health check
  • Vitamin D
  • Online health check
  • £10 off other health checks
Health support
  • Private Nurse helpline
  • Second opinion advice service
  • Cancer nurse support
 
  Level 2
£29Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home or work
  • Open referral to diagnosis booking
Physio
  • Up to 8 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • £150 excess on diagnosis/treatment
Treatment
  • Hospital treatment – specialists, surgeons, room, dressings and drugs
  • Bills paid by AXA PPP healthcare
  • No Cancer treatment cover
  • £150 excess on diagnosis/treatment
Health check
  • Vitamin D and Cholesterol
  • Online health check
  • £10 off other health checks
Health support
  • Private Nurse helpline
  • Second opinion advice service
  • Cancer nurse support
 
  Level 1
£37Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home or work
  • Open referral to diagnosis booking
Physio
  • No yearly limit
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Treatment
  • Hospital treatment – specialists, surgeons, room, dressings and drugs
  • Bills paid by AXA PPP healthcare
  • No Cancer treatment cover
  • No excess to pay
Health check
  • Vitamin D, Cholesterol and Diabetes
  • Online health check
  • £10 off other health checks
Health support
  • Private Nurse helpline
  • Second opinion advice service
  • Cancer nurse support
 
Company adds optional extras (all staff)

STRESS SUPPORT - 12 monthly payments of £1.50 month

  • Confidential telephone service 24/7
  • Counselling by phone, online and up to 5 face-to-face sessions

DENTAL & OPTICAL - £7.50 per person per month

  • Dental check up and treatment: 100% payback up to £200 pa
  • Sight test and prescription specs/contacts: 100% payback up to £100 pa.
  • Plus up to £25 towards annual sight test.
Employee adds optional extras

CORE COVER UPGRADE

  • Increase cover from GP Plus to Levels 3, 2, or 1
  • Just pay the upgrade difference per month

FAMILY PACK

  • add spouse or partner for the same as employee cost
  • up to six children under 25 can be added for only 50% of the employee cost in total
  • if SME buys optional extras then Stress Support and/or Dental & Optical included free for all the family that you add
  GP Plus Level 3 Level 2 Level 1
£7Per person per month £17Per person per month £29Per person per month £37Per person per month
24/7 GP Access
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home or work
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home or work
  • Open referral to diagnosis booking
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home or work
  • Open referral to diagnosis booking
  • Open all hours with unlimited GP appointments by phone and seven days a week online
  • Prescription delivery to home or work
  • Open referral to diagnosis booking
Physio
  • Up to 3 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
  • Up to 5 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
  • Up to 8 Physio sessions
  • Bills paid by AXA PPP healthcare
  • No excess to pay
  • No yearly limit
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Diagnosis
  • There is no Diagnosis cover with GP+
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • No excess to pay
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • £150 excess on diagnosis/treatment
  • Includes consultations, diagnostic tests, MRI and CT scans
  • Includes cover up until Cancer is diagnosed
  • Bills paid by AXA PPP healthcare
  • No excess to pay
Treatment
  • There is no Treatment cover with GP+
  • There is no Treatment cover at Level 3
  • Hospital treatment – specialists, surgeons, room, dressings and drugs
  • Bills paid by AXA PPP healthcare
  • No Cancer treatment cover
  • £150 excess on diagnosis/treatment
  • Hospital treatment – specialists, surgeons, room, dressings and drugs
  • Bills paid by AXA PPP healthcare
  • No Cancer treatment cover
  • No excess to pay
Health check
  • Online health check
  • £10 off other health checks
  • Vitamin D
  • Online health check
  • £10 off other health checks
  • Vitamin D and Cholesterol
  • Online health check
  • £10 off other health checks
  • Vitamin D, Cholesterol and Diabetes
  • Online health check
  • £10 off other health checks
Health support
  • Private Nurse helpline
  • Private Nurse helpline
  • Second opinion advice service
  • Cancer nurse support
  • Private Nurse helpline
  • Second opinion advice service
  • Cancer nurse support
  • Private Nurse helpline
  • Second opinion advice service
  • Cancer nurse support
 
Optional
extras
Company adds optional extras (all staff) Employee adds optional extras

STRESS SUPPORT - 12 monthly payments of £1.50 month

  • Confidential telephone service 24/7
  • Counselling by phone, online and up to 5 face-to-face sessions

CORE COVER UPGRADE

  • Increase cover from GP Plus to Levels 3, 2, or 1
  • Just pay the upgrade difference per month

DENTAL & OPTICAL - £7.50 per person per month

  • Dental check up and treatment: 100% payback up to £200 pa
  • Sight test and prescription specs/contacts: 100% payback up to £100 pa.
  • Plus up to £25 towards annual sight test.

FAMILY PACK

  • add spouse or partner for the same as employee cost
  • up to six children under 25 can be added for only 50% of the employee cost in total
  • if SME buys optional extras then Stress Support and/or Dental & Optical included free for all the family that you add