Healthcare for Self-employed Business Owners

Healthcare for Self‑employed Business Owners

Looking after yourself is looking after your business

Business Health insurance to get you back on track



Private Diagnosis

Business Health Insurance benefits from AXA Health

  • Private specialist consultations
  • Second opinion service
  • Private specialist tests/ scans and diagnosis
  • Physio support and up to 5 sessions
  • No excess

Extra support and value

  • Private GP 24/7.
  • Speedy diagnosis referrals
  • Nurse helpline 24/7 inc. cancer support
  • Annual home health check kit
  • Stress Support 24/7 and up to 8 counselling session.
Solo Plus


Private Diagnosis & Treatment

Business Health Insurance benefits from AXA Health

  • Private hospital treatment
  • Private specialist consultations
  • Second opinion service
  • Private specialist tests/ scans and diagnosis
  • Physio support and up to 8 sessions
  • £150 excess once per year

Extra support and value

  • Private GP 24/7.
  • Speedy diagnosis referrals
  • Nurse helpline 24/7 inc. cancer support
  • Annual home health check kit
  • Stress Support 24/7 and up to 8 counselling session.

With Solo cover, diagnosis benefit will allow you to see specialists and have tests and scans. Solo Plus cover takes this a step further, with a treatment benefit providing access to hospitals and surgeons. All of this through AXA Health’s approved network of specialists and hospitals. While we don't cover cancer treatment, you're covered up until a diagnosis with help and support at hand if you need to go back into the NHS for treatment. All ages 16‑59 cost the same on all plans and prices include all applicable taxes.

Pick a plan that’s right for you

All of our company health insurance plans include benefits from AXA Health, ranging from nurse helplines and physiotherapy, to private specialist diagnosis, plus private hospital treatment on our highest level. With no medical questions and a simple exclusion of pre-existing conditions in the three years before cover starts, it's quick and easy to apply.

24/7  GP Access
24/7 Nurse Helpline
Health  Checks
Physio  Sessions
Diagnosis  Cover
Hospital  Treatment
Stress  Support
Gym  Discounts

24/7 GP Access

If you’re not feeling 100% then you can book your GP consultation by calling the service at any time.

This service is provided by the UK’s leading GP consultation service – HealthHero – which is easily accessed using our Equipsme App or through the members section of our website.

Both levels of our self-employed plans include ‘Open Referral’, which means if the GP thinks you may need a referral onto a specialist you simply contact AXA Health who will confirm if covered and help organise the referral.

On all of the levels of Equipsme, within the GP Service, you can pay for a private prescription to be delivered to your home, work or local pharmacy.

24/7 Nurse Helpline

All levels of the Plan include a private nurse helpline and telephone support for any health related queries and if you have a heart or cancer condition. Both levels also include a Second Opinion service, if you’re not getting the answers you need from your current private specialist.

These are provided by AXA Health and offer 24/7 support to Equipsme members.


Health Checks

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across both Solo and Solo Plus and they get an annual blood test for:
• Vitamin D
• Cholesterol
• Diabetes

All levels encourage members to monitor their health and to extend their health checks with a discount of £10 on further Thriva health checks.


Physio Sessions

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA Health who help arrange and pay for covered sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions.

If you then need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on Solo and up to 8 sessions on Solo Plus.

Diagnosis Cover

Diagnosis cover is offered on Solo and Solo Plus from Equipsme. This includes specialist consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA Health and there is no excess to pay on Solo and a small excess of £150 on Solo Plus.

Specialist diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA Health who will check that your condition is covered and then organise your referral onto one of their approved Specialists.


Hospital Treatment

Solo Plus includes Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA Health approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is a small excess of £150 to pay.


Stress Support

Stress support cover is provided on both levels of our self-employed plans. Our Stress Support provider is Health Assured – a leading UK provider of telephone and face to face counselling support.

It includes a confidential telephone service 24/7 for a range of work related, personal and lifestyle matters, plus up to 8 counselling sessions by phone, online or face-to-face. Telephone/online support is also available for matters such as financial, legal, consumer, family care and housing.

Gym Discounts

Thanks to our relationship with AXA Health, all our members get access to AXA Health perks and gym discounts.

  • 40% discount off Nuffield Health monthly individual memberships: There are more than 100 Nuffield Fitness and Wellbeing Centres around the UK. There’s no annual contract, no cancellation fees, and you can even try before you buy.
  • 40% off Hussle’s Monthly+ pass: With a monthly Hussle pass you get access to multiple gyms, pools, spas and health and fitness suites – so you can go when and where it suits you. No sign-up fees, no annual contract, and no hassle.
  • 40% off Nuffield Health 24/7 online memberships If the gyms not an option you can access Nuffield’s online-only fitness classes. There are over 300 on demand classes, including rehabilitation classes designed by physiotherapists.
Meet our trusted providers

Meet our trusted providers

Whose services make up our award winning and industry leading Equipsme health insurance plans

All of Equipsme’s company health insurance plans are backed and delivered by some of the biggest and most well-respected organisations in their field, so you really know you’re in safe hands.

  • AXA Health – one of the UK’s leading health insurance specialists
  • Health Hero – Europe’s largest digital health provider offering remote access to experienced doctors.
  • Thriva – forward thinking home based health testing and tracking.
  • Health Assured – award winning wellbeing services covering mental, physical, financial and legal support.