Getting health insurance when you are self-employed
Being a self-employed business owner, your health and wellbeing, and your ability to keep working, is vital to your business and your livelihood.
Equipsme makes health insurance simple! We’ve created a bespoke health insurance plan for self-employed people just like you. You can get 24/7 GP appointments, fast access to physio treatment and a wide range of practical wellbeing, diagnosis and treatment options.
Our partnership with AXA PPP healthcare Limited helps provide quality treatment when you need it most. With plans starting from £27 per person per month, you can stay healthy and keep earning.
24/7 GP Access
Frequently asked questions
Do I need self-employed business health insurance?
Health insurance for the self-employed isn’t a legal obligation, but it can make a real difference to your health and financial position.
When you’re a self-employed business, you’re not eligible for statutory sick pay and you’ll usually lose any cover that came with your last job.
It’s not just serious illness that impacts your ability to earn. Taking time off with a knee or back injury can be common. Getting checked out quickly, or accessing physio sessions, can make all the difference.
Also, if there is something wrong, private health insurance can help you get seen faster, by an approved consultant and hospital.
Free for first 2 months of cover
Terms and Conditions
This offer is available to self-employed business owners and companies with employees, that accept to buy an Equipsme Health Insurance Plan by 31st October 2020. The start date of cover under the plan will depend on the type of business you are:
- Self-employed business owner – Cover can start from the day after you accept to buy a quotation. You can add partner and children to your chosen plan level and you pay for the whole plan monthly from your UK business bank account.
- Company with employees – Cover starts after a 21-day selection window during which employees can upgrade level, add partner and children. You pay for the employee cover monthly from your UK business bank account. Employees pay for any upgrades, partners and children themselves via a separate Direct Debit collection.
You will need to complete a Direct Debit Instruction at the time of accepting your quotation as a Self-employed business owner or Company with employees. Rest assured we will not collect any money until the third collection date.
Should a business make changes (such as, adding/removing employees) during the first two months of cover, the monthly direct debit adjustments due for that cover period will also be waived.
The offer only applies to the premium payments due from the UK business bank account for the Equipsme plan cover level(s) chosen.
This offer does not apply to the employee upgrades or adding of family during or after the initial selection window, under a Company with employees plan. Premiums will be collected from the first collection date at the normal monthly price via that separate Direct Debit.
This offer can be retracted at any time without prior written notice.