Getting health benefits and insurance as a self-employed business

Being a self-employed business owner, your health and wellbeing, and your ability to keep working, is vital to your business and your livelihood.

Equipsme makes self-employed health cover simple and affordable! We’ve created a bespoke health insurance plan for business owners just like you. You can get private diagnosis and private hospital treatment options, 24/7 GP appointments, fast access to physio treatment and a wide range of practical wellbeing support.

Our partnership with AXA Health helps provide quick, quality treatment when you need it most. With plans starting from £27 per person per month, you can stay healthy and keep earning.

Do I need a health insurance plan as a self-employed business?

Private health cover for the self-employed isn’t a legal obligation, but it can make a real difference to your health and financial position.

When you’re a self-employed business, you’re not eligible for statutory sick pay and you’ll usually lose any cover that came with your last job.

It’s not just serious illness that impacts your ability to earn. Taking time off with a knee or back injury can be common. Getting checked out quickly, or accessing physio sessions, can make all the difference.

Also, if there is something wrong, a self-employed health insurance plan can help you get seen faster, by an approved consultant and hospital.

What’s included in Equipsme’s health insurance plan for the self-employed?

Depending on the level of cover you choose, you’ll enjoy access to a wide range of health benefits and services, including:

  • 24/7 GP Access – get a quick GP consultation by phone or video
  • Physio sessions – help and advice over the phone, plus up to 5 or 8 face to face sessions per year
  • Health checks – including blood tests, cholesterol, Vitamin D and diabetes
  • Nurse support – private nurse helpline
  • Private diagnosis cover – find out what’s wrong quickly with access to consultations, diagnostic tests, MRI and CT scans
  • Private hospital treatment – cover for specialists, surgeons, hospital room, dressings and drugs
  • Stress support – telephone service, counselling and face-to-face sessions

Why choose Equipsme for self-employed business healthcare?

  • Partnered with AXA Health – a top class insurance provider that gives you quality healthcare when you need it.
  • Bespoke plans and packages – tailor-made pricing and plans for self-employed business owners aged 16-59 and their families.
  • No medical questions required – no medicals or complicated questionnaires to complete when you apply. We have a simple exclusion of pre-existing conditions in the three years before cover starts.
  • Add family members – you have the option of paying to add your spouse/partner, plus children up to the age of 25. The first child is half price, with up to five other children covered for free.

Meet our trusted providers

Equipsme plan services are backed and delivered by some of the biggest and most well‑respected organisations in their field, so you really know you’re in safe hands.

Do something amazing by becoming a partner with us. Together we’ll work out the way to even more happier, healthier workforces.