Health insurance plans for the self-employed business

Health insurance plans for the self-employed business

Being a self-employed business owner, your health and wellbeing (and your ability to keep working) are vital to your business and your livelihood.

Equipsme makes self-employed health cover simple and affordable. We’ve created a bespoke health insurance plan for business owners just like you. You can get private diagnosis and private hospital treatment, 24/7 GP appointments, fast access to physio treatment and a wide range of practical wellbeing support.

Our partnership with AXA Health helps provide quick, quality treatment when you need it most. With plans starting from £36 per person per month, you can stay healthy and keep earning.

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Equipsme for construction workers

Do I need a health insurance plan as a self-employed business?

Private health cover for the self-employed isn’t a legal obligation – but it can make a real difference to your health – and your financial position. It won’t replace an income protection plan, but it could help you get back to full health and full working order, faster.

When you’re a self-employed business, you’re not eligible for statutory sick pay, so every day you’re down means losing money and opportunity. And it’s not just serious illness that impacts your ability to earn. An estimated 149.3 million working days were lost because of sickness or injury in the UK in 2021 – and minor illnesses accounted for the most absences, followed by musculoskeletal problems. Getting checked out quickly – or accessing physio sessions – can make a huge difference.

A self-employed health insurance plan can help you get seen faster, by an approved consultant and hospital, and get back to your business as quickly as possible.

Important health benefits for the self-employed

The best health benefits for the self-employed have to be flexible and easy to access – and even easier to set-up without draining your time and energy.

At Equipsme, we’ve made it easy to set up your plan and access your benefits. You can choose to include your partner/spouse and children on your plan, so you’ve got some peace of mind about their health, too, and we also include stress support. Working for yourself can be difficult and lonely, and that means looking after your mental health can be just as important as looking after your physical health.

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Health benefits from Equipsme

What’s included in Equipsme’s health insurance plan for the self-employed?

Depending on the level of cover you choose, you’ll enjoy access to a wide range of health benefits and services, including:

  • 24/7 GP Access get a quick GP consultation by phone or video
  • Physio sessions help and advice over the phone, plus up to 5 or 8 face to face sessions per year
  • Health checks including blood tests, cholesterol, Vitamin D and diabetes
  • Nurse support private nurse helpline
  • Private diagnosis cover find out what’s wrong quickly with access to consultations, diagnostic tests, MRI and CT scans
  • Private hospital treatment cover for specialists, surgeons, hospital room, dressings and drugs
  • Stress support telephone service, counselling and face-to-face sessions

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Why use Equipsme as a self-employed business owner?

  • You can trust our cover – because we partner with some of the most well-respected health service providers in the UK including one of the biggest insurance companies in the UK, AXA Health. This means you can trust that we deliver quality and reliable health cover for you and your employees.
  • No medical questions required  no medicals or complicated questionnaires to complete when you apply. We have a simple exclusion of pre-existing conditions in the three years before cover starts.
  • Add family members – you have the option of paying to add your spouse/partner, plus children up to the age of 25. The first child is half price, with up to five other children covered for free.
  • We’re here to help – we don’t provide advice but if you need help understanding our plan benefits and options before deciding on the best Equipsme health insurance plan for your business, or just want to chat, we’d be happy to speak to you.
Meet our trusted providers

Meet our trusted providers

Whose services make up our award winning and industry leading Equipsme health insurance plans

Equipsme plan services are backed and delivered by some of the biggest and most well-respected organisations in their field, so you really know you’re in safe hands.

  • AXA Health – one of the UK’s leading health insurance specialists
  • Health Hero – Europe’s largest digital health provider offering remote access to experienced doctors.
  • Thriva – forward thinking home based health testing and tracking.
  • Health Assured – award winning wellbeing services covering mental, physical, financial and legal support.