Employee health insurance plans

Employee health insurance plans

Maximise health and wellbeing in your organisation

Create a bespoke business health insurance plan for your employees – and reward staff members with access to private GPs, private diagnosis and private medical treatment when they need it most.

Equipsme offers private business health insurance plans for employees. All the plans are backed and delivered by some of the biggest and most well‑respected organisations in the healthcare field, including AXA Health, so you really know you’re in safe hands.

Starting from just £8 per person per month you can have access to 24/7 GP services, physio treatment and at home health checks, with the option to upgrade to a higher level of cover to include extra physio sessions, private diagnosis and private hospital treatment.

There are two optional extras available to add to your Equipsme business health insurance plan: Stress Support is £1.50 per person per month and Dental & Optical is £8 per person per month.

The price for employee health insurance is the same for all employees aged 16-69 years and employees can pay separately to upgrade benefit cover and or add their partner and children.

Equipsme health insurance plans for employees

Key benefits of our employee health insurance plans

  • For all types of business with more than one employee
  • All ages 16 to 69 years cost the same at all levels
  • There are no medical questions on application – just a simple exclusion of pre-existing conditions in the three years before cover starts
  • Our plans start from £8 per person per month
  • Plans are flexible and can be tailored to your business needs and budget
  • Business health insurance benefits from AXA Health

Frequently asked questions

Why should I get health insurance for my employees?

Giving your staff access to private healthcare can ensure a happier, healthy, and more productive workforce.

Many employers are seeing the advantages of employee wellbeing and the impact that it makes on overall productivity, staff retention and reduced sick days.

Delays for medical treatment due to long NHS waiting lists can have a negative impact on your team’s daily morale and ability to work effectively.

An employee health insurance plan gives your staff the ability to get treatment for medical issues quickly and provides a range of other useful healthcare benefits including private diagnosis cover, health checks, physio, stress support and 24/7 GP access.

What is included in employee health insurance?

Depending on the level of cover you choose for your business, you will be able to access a range of health benefits and services, including:

  • 24/7 GP Access – get a GP consultation by phone or video
  • Physio sessions – from 5 per year up to no yearly limit
  • Home health checks – including blood tests, cholesterol, Vitamin D and diabetes
  • Health support – private nurse helpline
  • Private diagnosis cover – consultations, diagnostic tests, MRI, and CT scans
  • Private hospital treatment – cover for specialists, surgeons, hospital room, dressings, and drugs
  • Dental and optical – check-ups and treatment
  • Stress support – telephone service, counselling, and face-to-face sessions
“Everyone was so pleased and surprised to get the health insurance plan. It makes you feel good to be valued and providing this benefit is an easy way to do that...”
James Geere
Space Kitchens and Bathrooms, Equipsme Customer
Why use Equipsme for employee health insurance?
  • Partnered with AXA Health – we are partnered with top class health care service providers to give you quality healthcare when you need it.
  • Flexible and bespoke plans and packages – we offer tailor-made pricing and plans for your organisation, whether you are a small, medium, or large business, you just need a minimum of 2 employees on cover.
  • No medical questionnaire required on application making set up easy and straight forward. Staff members do not require medicals prior to being added to your employee healthcare plan. We have a simple exclusion of pre-existing conditions in the three years before cover starts.
  • Add family members – employees can pay separately to add their partner and children to the plan and receive the same benefits.
“We have reduced sickness absence by 50% in the first half of 2019.”
Richard Pipe
Fire Security, Equipsme Customer
Will my staff need to complete a medical questionnaire beforehand?

No, the Equipsme health insurance plan does not require a medical questionnaire to be completed. And with no medical questions and a simple exclusion of pre existing conditions in the three years before cover starts, it’s quick and easy to apply.

How much does employee health insurance cost?

An employee health insurance plan from Equipsme starts from £8 per person per month, and the most popular plan costs just £33 per employee per month, which includes private specialist diagnosis and private hospital treatment.

With Equipsme employee health insurance plans you have the option to select different levels of cover for different members of your team – helping you get the right cover for the right people at the right price for your budget.

There are two optional extras available to add to your plan: Stress Support is £1.50 per person per month and Dental & Optical is £8 per person per month.

The price for business medical insurance is the same for all employees aged 16-69 and employees can pay separately to add their partner and children, giving peace of mind that the whole family is covered.

Employees also have the option to choose to upgrade and pay for a higher level of cover to include extra physio sessions, private diagnosis and private treatment.

Meet our trusted providers

Meet our trusted providers

Whose services make up our award winning and industry leading Equipsme health insurance plans

Equipsme plan services are backed and delivered by some of the biggest and most well-respected organisations in their field, so you really know you’re in safe hands.

  • AXA Health – one of the UK’s leading health insurance specialists
  • Health Hero – Europe’s largest digital health provider offering remote access to experienced doctors.
  • Thriva – forward thinking home based health testing and tracking.
  • Health Assured – award winning wellbeing services covering mental, physical, financial and legal support.