Employee health insurance policies to maximise health and wellbeing in your organisation
Create a bespoke health insurance plan for your employees – and reward staff members with access to private GPs, diagnosis and medical treatment when they need it most.
Equipsme offers private health insurance for employees, partnered with AXA PPP healthcare Limited to provide quality healthcare for organisations of all sizes. Starting from just £7 per person per month you can have access to 24/7 GP services, physio and health check, with the option to upgrade to a higher level of cover to include extra physio sessions, diagnosis and treatment.
There are two optional extras available to add to your plan: Stress Support is £1.50 per person per month and Dental & Optical is £7.50 per person per month.
The price for employee health insurance is the same for all employees aged 16-69 years and employees can pay separately to add their partner and children.

Health Insurance

24/7 GP Access

Health Checks

Stress Support
Key benefits of our employee health insurance plans
- For all types of business with more than one employee
- All ages 16 to 69 years cost the same at all levels
- There are no medical questions (3-year pre-existing conditions exclusion)
- Our plans start from £7 per person per month
- Plans tailored to your business needs and budget
- Health insurance from AXA PPP healthcare Limited
Frequently asked questions
Why should I get health insurance for my employees?
Giving your staff access to private healthcare can ensure a happier, healthy and more productive workforce.
Many employers are seeing the advantages of employee wellbeing and the impact that it makes on overall productivity, staff retention and reduced sick days.
Staff can often be delayed for treatment due to long NHS waiting lists and this can have a negative impact on their daily morale and ability to work.
Employee health insurance gives your staff the ability to get treatment for medical issues quickly and provides a range of other useful healthcare benefits including diagnosis cover, health checks, stress support and 24/7 GP access.
What is included in employee health insurance?
Depending on the level of cover you choose for your business, you will be able to access a range of health benefits and services, including:
- 24/7 GP Access – get a GP consultation by phone or video
- Physio sessions – from 5 per year up to no yearly limit
- Health checks – including blood tests, cholesterol, Vitamin D and diabetes
- Health support – private nurse helpline
- Diagnosis cover – consultations, diagnostic tests, MRI and CT scans
- Hospital treatment – cover for specialists, surgeons, hospital room, dressings and drugs
- Dental and optical – check-ups and treatment
- Stress support – telephone service, counselling and face-to-face sessions
Space Kitchens and Bathrooms
Equipsme Customer
Why use Equipsme for employee health insurance?
- Partnered with AXA PPP healthcare Limited – we are partnered with top class service providers to give you quality healthcare when you need it.
- Bespoke plans and packages – we offer tailor-made pricing and plans for your organisation, whether you are a small, medium or large business, you just need a minimum of 2 employees on cover.
- No medical questionnaire required – staff members do not require medicals prior to being added to an employee healthcare plan. We have a simple three-year pre-existing conditions exclusion.
- Add family members – employees can pay separately to add their partner and children to the policy and receive the same benefits.
Fire Security
Equipsme Customer
Will my staff need to complete a medical questionnaire beforehand?
No, your employees will not need to fill in a medical questionnaire or complete a medical examination beforehand – so you can add staff members and get covered immediately.
All ages 16-69 pay the same on all plans and we have a simple three-year pre-existing conditions exclusion.
How much does employee health insurance cost?
Employee health insurance from Equipsme starts from £7 per person per month, with the option to upgrade to a higher level of cover to include extra physio sessions, diagnosis and treatment.
There are two optional extras available to add to your plan: Stress Support is £1.50 per person per month and Dental & Optical is £7.50 per person per month.
The price for business medical insurance is the same for all employees aged 16-69 and employees can pay separately to add their partner and children.
Free for first 2 months of cover
Terms and Conditions
This offer is available to self-employed business owners and companies with employees, that accept to buy an Equipsme Health Insurance Plan by 31st October 2020. The start date of cover under the plan will depend on the type of business you are:
- Self-employed business owner – Cover can start from the day after you accept to buy a quotation. You can add partner and children to your chosen plan level and you pay for the whole plan monthly from your UK business bank account.
- Company with employees – Cover starts after a 21-day selection window during which employees can upgrade level, add partner and children. You pay for the employee cover monthly from your UK business bank account. Employees pay for any upgrades, partners and children themselves via a separate Direct Debit collection.
You will need to complete a Direct Debit Instruction at the time of accepting your quotation as a Self-employed business owner or Company with employees. Rest assured we will not collect any money until the third collection date.
Should a business make changes (such as, adding/removing employees) during the first two months of cover, the monthly direct debit adjustments due for that cover period will also be waived.
The offer only applies to the premium payments due from the UK business bank account for the Equipsme plan cover level(s) chosen.
This offer does not apply to the employee upgrades or adding of family during or after the initial selection window, under a Company with employees plan. Premiums will be collected from the first collection date at the normal monthly price via that separate Direct Debit.
This offer can be retracted at any time without prior written notice.