Group health insurance – give your staff access to a wide range of benefits
Equipsme offers a group health insurance product which is used by companies to cover their employees and their families.
A group health insurance policy is a great way to incentivise staff and give them access to private GPs, dental, physio and diagnostic treatment when they need it.
With policies from just £7 per person per month, it’s quick and easy to add up your employees and get your cover started – whether you are a small, medium or large business, you just need a minimum of 2 employees.
Health Insurance
24/7 GP Access
Health Checks
Stress Support
Frequently asked questions
Why should I get group health insurance?
If you run a small business or a large organisation, a group health insurance plan from Equipsme will enable you to create a bespoke plan for your employees. You can mix and match different cover levels to suit your business and your staff can pay separately to upgrade to a higher level of cover and add their family if they want to.
With our group health cover, you can make changes quickly online, so it’s easy to add people to the plan and let them enjoy the benefits of physio treatment, health support, GP access and more.
With all the administration that comes with setting up multiple policies, claims and renewals, the ease and convenience of our group health insurance plans can save you time and effort. With Equipsme, you have one set of documents and one renewal date. Simple.
Why choose Equipsme for group health cover?
- Partnered with AXA PPP healthcare Limited – we are partnered with top class insurance providers to give you quality health care when you need it.
- Bespoke plans and packages – we offer tailor-made plans for your organisation, whether you are a small, medium or large business, you just need a minimum of 2 employees.
- No medical questionnaires required – staff members do not require medicals or to complete questionnaires prior to being added to an employee healthcare plan. We have a simple three-year pre-existing conditions exclusion.
- Add family members – employees can pay separately to add their partner and children to the plan and receive the same benefits.
Falmouth Boat Co
Equipsme Customer
What is included in group health insurance?
Depending on the level of cover you choose for your business, you will be able to access a range of health benefits and services, including:
- 24/7 GP Access – get a GP consultation by phone or video
- Physio sessions – from 5 per year up to no yearly limit
- Health checks – including blood tests, cholesterol, Vitamin D and diabetes
- Health support – private nurse helpline
- Diagnosis cover – consultations, diagnostic tests, MRI and CT scans
- Hospital treatment – cover for specialists, surgeons, hospital room, dressings and drugs
- Dental and optical – check-ups and treatment
- Stress support – telephone service, counselling and face-to-face sessions
What are the benefits of group medical cover?
More and more organisations are starting to realise the benefits of health insurance for their employees and the impact that it can have on wellbeing.
Many employees are stuck in long waiting lists for NHS treatment and they may have to wait weeks or months to be seen and this can have quite a negative impact on their morale and productivity. With private health cover, your staff can get quick access to appointments with private GPs, physiotherapists and other specialists to help in their recovery sooner rather than later.
With a healthier workforce, this often leads to greater efficiency and a stronger relationship between managers and their staff.
At Equipsme, employees can also include their partners and children in their plan, giving peace of mind and a better quality of life.
What are the eligibility requirements?
- Employees must be aged 16 to 69 at the plan start date
- Plans must have a minimum of two employees on cover
- No medicals required (3-year pre-existing conditions exclusion)
What is the price of group health insurance?
Group health insurance from Equipsme starts from £7 per person per month, with the option to upgrade to a higher level of cover to include extra physio sessions, diagnosis and treatment.
There are two optional extras available to add to your plan: Stress Support is £1.50 per person per month and Dental & Optical is £7.50 per person per month.
The price for group medical insurance is the same for all employees aged 16-69 and employees can pay separately to add their partner and children.
Fire Security
Equipsme Customer
We’re here to help SMEs at this difficult time
If you are a business with 2-20 employees we are currently offering our health insurance plans for free, with nothing to pay until 1st August. Terms and conditions apply.
Supporting businesses during this difficult time
Free until 1st August
If you are a self-employed business owner or a company with 2-20 employees we are currently offering our health insurance plans for free until 1st August, with not a penny to pay if you cancel.
Term and conditons apply
Nothing to pay until 1 August 2020 offer
Terms and Conditions
The Equipsme offer is available to self-employed business owners and companies with 2-20 employees.
Your Equipsme Health Insurance plan start date will depend on the type of business you are:
Self-employed business owner – Cover can start from the day after you accept to buy a quotation. You can add partner and children to your chosen plan level and you pay for the whole plan monthly from your UK business bank account.
Company with 2-20 employees – Cover starts after a 21-day window during which employees can upgrade levels, add partners and children. You pay for the employee cover monthly from your UK business bank account. Employees pay for any upgrades, partners and children themselves via a separate Direct Debit collection.
For example: If your cover under the Equipsme plan starts no later than 16th June 2020, the business monthly Direct Debit collection date will be the 24th of each month. Saving your business the first two instalments, until collections begin on 24th August 2020 (based on the membership and cover in force at the time).
Should a business make changes (such as, adding/removing employees) during the Free period, any monthly direct debit adjustments due before 1st August will also be free.
Businesses can cancel the plan at the end of their July instalment cover period and won’t pay anything.
The offer only applies to the premium payments due from the company bank account for the Equipsme plan cover level(s) chosen.
This offer does not apply to the employee upgrades or adding of family during the 21-day selection window, under a 2-20 company plan. Premiums will be collected separately at the normal monthly price via separate Direct Debit.